We participate with the following insurance companies

• Hawaii Dental Services (HDS)
• Hawaii Medical Service Association (HMSA)
• Hawaii Medical Assurance Association (HMAA)
• United Concordia
• Tricare
• Delta (all plans)
• Met Life
• Aetna
• Cigna

For all other plans, we will happily process your insurance claims.  Please realize that if you choose to go to an non-participating doctor your reimbursement rates will vary.  We apologize, we DO NOT accept Quest or Medicaid.

As a reminder, treatments are NOT typically covered 100% by ANY dental insurance.  Most companies have multiple plans with different benefits, limitations, waiting periods, exclusions and other guidelines.  Please remember that ANY discrepancy in coverage is between you and your insurance company.  As your dental provider, we will do our best to help you utilize your plan properly and be your advocate should any discrepancy arise.  Before you arrive in our office, we will already have contacted your insurance carrier and reviewed your plan with their representative.  Upon your request, we will review your plan with you and provide estimates for all treatment.  Any unpaid balance by your insurance company after 60 days will become your responsibility.  For uninsured patients, payment is required BEFORE services are rendered.  Discounts for treatment are decided on an individual basis.

Extended Payments

For treatments totaling $300 or more, arrangements can be made to pay the balance without interest over an extended period of time through CareCredit or Chase Bank.  For more information or an application, please inquire with our front desk.